Current payment: KJE1 | Scheduled payments: KJE3 |
Accelerated payment: KJE2 | Accelerated payments: KJE4 |
");var h=function(){return j+KJE.subText(KJE.getKJEReplaced(b,d.dollars(k.PI_PAYMENT,2),d.dollars(k.EARLY_PAYOFF_PI_PAYMENT),d.dollars(k.MORTGAGE_PAYMENT_TOTAL),d.dollars(k.EARLY_PAYOFF_PAYMENT_TOTAL))+"","KJECenter")};KJE.addDropper(new KJE.Dropper("INPUTS2",false,j,h),KJE.colorList[0])};KJE.MortgagePayoff.prototype.setValues=function(b){var a=KJE.inputs.items;b.MORTGAGE_YRS_LEFT=Math.round(a.MORTGAGE_YRS_LEFT.getValue());b.MORTGAGE_YRS_LENGTH=Math.round(a.MORTGAGE_YRS_LENGTH.getValue());b.MORTGAGE_AMT=a.MORTGAGE_AMT.getValue();b.INCREASE_BY_AMT=a.INCREASE_BY_AMT.getValue();b.RATE=a.RATE.getValue();b.BY_YEAR=a.BY_YEAR.getValue()};KJE.MortgagePayoff.prototype.refresh=function(e){var d=KJE;var c=KJE.gLegend;var b=KJE.inputs.items;var a=KJE.gGraphs[0];KJE.setTitleTemplate(e.MSG_EARLY_PAYOFF_MONTHS);a.removeAll();a.setGraphCategories(e.sCats);a.add(new KJE.gGraphDataSeries(e.aNewInterestPaid,this.MSG_GRAPH1,a.getColor(2)));a.add(new KJE.gGraphDataSeries(e.aInterestPaid,this.MSG_GRAPH2,a.getColor(1)));a.add(new KJE.gGraphDataSeries(e.aNewPrincipalBalance,this.MSG_GRAPH3,a.getColor(4)));a.add(new KJE.gGraphDataSeries(e.aPrincipalBalance,this.MSG_GRAPH4,a.getColor(3)));a.paint();b.EARLY_PAYOFF_PI_PAYMENT.setText(d.dollars(e.EARLY_PAYOFF_PI_PAYMENT));b.SAVINGS.setText(d.dollars(e.EARLY_PAYOFF_SAVINGS));b.PI_PAYMENT.setText(d.dollars(e.PI_PAYMENT,2));b.EARLY_PAYOFF_PAYMENT_TOTAL.setText(d.dollars(e.EARLY_PAYOFF_PAYMENT_TOTAL));b.MORTGAGE_PAYMENT_TOTAL.setText(d.dollars(e.MORTGAGE_PAYMENT_TOTAL))};KJE.InputScreenText=" **COMMAND_BUTTONS** **TITLE_BAR** **GRAPH1** ";KJE.DefinitionText=" Annual interest rateThe annual interest rate used to calculate your monthly payment. Please note that this is different than an Annual Percentage Rate (APR) which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. Original mortgage termTotal length, or term, of your original mortgage in years. The most common lengths are 15 years and 30 years. Years RemainingTotal number of years remaining on your original mortgage. Original mortgage amountThe original amount financed with your mortgage, not to be confused with the remaining balance or principal balance. Additional monthly paymentYour proposed extra payment per month. This payment will be used to reduce your principal balance. Current mortgage paymentMonthly principal and interest payment (PI) based on your original mortgage amount, term and interest rate. Monthly accelerated paymentScheduled payment plus additional monthly payment. Total savingsTotal amount you would save in interest if you made the accelerated payment until your mortgage was paid in full. ";KJE.ReportText=' By increasing your mortgage payment INCREASE_BY_AMT per month, you not only shorten your mortgage, but it will also save you EARLY_PAYOFF_SAVINGS in interest. **GRAPH** Original term | MORTGAGE_YRS_LENGTH Years |
Remaining | MORTGAGE_YRS_LEFT Years |
Annual interest rate | RATE |
Prepayment amount | INCREASE_BY_AMT per month |
Normal payment (PI) | PI_PAYMENT |
Accelerated payment (PI) | EARLY_PAYOFF_PI_PAYMENT |
Total scheduled payments | MORTGAGE_PAYMENT_TOTAL |
Total accelerated payments | EARLY_PAYOFF_PAYMENT_TOTAL |
**REPEATING GROUP** ';