KJE.Default.InflationRate=3;KJE.Default.TaxRate=40;KJE.Default.TaxRateRetire=15;KJE.definitions.set("**INFLATION_DEFINITION**","What you expect for the average long-term inflation rate.");KJE.definitions.set("**ROR_DEFINITION**","The actual rate of return is largely dependent on the type of investments you select. For example, for the last thirty years the average annual rate of return for the TSX is about 10%. Savings accounts at a bank or credit union may pay as little as 2% or less. It is important to remember that future rates of return can't be predicted with certainty and that investments that pay higher rates of return are generally subject to higher risk and volatility. The actual rate of return on investments can vary widely over time, especially for long-term investments. This includes the potential loss of principal on your investment.");KJE.StudentBudgetCalc=function(){this.sHeader="
[j+l]){var r=(this.PERIOD_TIMING[this.ITEM_PERIOD[m]][j+l]?this.ITEM_AMOUNT[m]:0);b+=(l==0?"":"
")+(r>0?e.dollars(r,0):" ");v[j+l][this.CATEGORY_TYPE[this.ITEM_CATEGORY[m]]]+=r;c+=r}}b+=""}b+=""+(c>0?e.dollars(c,0):" ")+" \n";this.CATEGORY_TOTAL[this.ITEM_CATEGORY[m]]+=c;if(this.CATEGORY_TYPE[this.ITEM_CATEGORY[m]]==this.CATEGORY_EXPENSE){d+=b}else{a+=b}}for(var m=0;m=0;g--){for(var c=0;c 0){f=KJE.replace("MESSAGE_TEXT",this.MSG_LONG,f)}else{f=KJE.replace("MESSAGE_TEXT",this.MSG_SHORT,f)}for(var c=0;c 0?this.GRAND_TOTAL:this.GRAND_TOTAL*-1),0),f);f=f.replace("**REPEATING GROUP**",this.sSchedule.getRepeat());this.sSchedule.clearRepeat();return f};KJE.StudentBudgetCalc.PERIOD_MONTHLY=0;KJE.StudentBudgetCalc.PERIOD_START=1;KJE.StudentBudgetCalc.PERIOD_SEMESTER_BOTH=2;KJE.StudentBudgetCalc.PERIOD_SEMESTER_TWO=3;KJE.StudentBudgetCalc.PERIOD_TYPE_LBL=KJE.parameters.get("MSG_PERIOD_TYPE_LBL",["Monthly for school year","Start of school year","Semester 1 & 2","Semester 2"]);KJE.StudentBudgetCalc.PERIOD_TYPE_INDEX=[0,1,2,3];KJE.StudentBudgetCalc.INPUT_COUNT=73;KJE.StudentBudgetCalc.ITEM_DEFAULT_PERIOD=[2,2,2,2,2,2,0,0,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,1,2,1,1,1,0,1];KJE.CalcName="Student Budget Calculator (Canadian)";KJE.CalcType="CAStudentBudget";KJE.CalculatorTitleTemplate="KJE1";KJE.parseInputs=function(a){a=KJE.replace("**SUBTITLE1**",KJE.parameters.get("SUBTITLE1","Your expenses"),a);a=KJE.replace("**SUBTITLE2**",KJE.parameters.get("SUBTITLE2","Your income and contributions"),a);for(var b=1;b<=KJE.StudentBudgetCalc.INPUT_COUNT;b++){a=KJE.replace("**ITEM_PERIOD"+b+"**",KJE.getDropBox("ITEM_PERIOD"+b,KJE.parameters.get("ITEM_PERIOD"+b,KJE.StudentBudgetCalc.ITEM_DEFAULT_PERIOD[b-1]),KJE.StudentBudgetCalc.PERIOD_TYPE_INDEX,KJE.StudentBudgetCalc.PERIOD_TYPE_LBL),a)}return a};KJE.initialize=function(){KJE.CalcControl=new KJE.StudentBudgetCalc();KJE.GuiControl=new KJE.StudentBudget(KJE.CalcControl)};KJE.StudentBudget=function(e){var d=KJE.StudentBudgetCalc.INPUT_COUNT;this.ITEM_AMOUNT=new Array(d);for(var b=0;b 0?a.GRAND_TOTAL:a.GRAND_TOTAL*-1),0),(a.GRAND_TOTAL>0)?a.MSG_LONG:a.MSG_SHORT))};KJE.InputScreenText=" **SUBTITLE1**
Input information:**ITEM_PERIOD1****ITEM_PERIOD2****ITEM_PERIOD3****ITEM_PERIOD4****ITEM_PERIOD5**Input information:**ITEM_PERIOD6****ITEM_PERIOD7****ITEM_PERIOD8****ITEM_PERIOD9****ITEM_PERIOD10**Input information:**ITEM_PERIOD11****ITEM_PERIOD12****ITEM_PERIOD13****ITEM_PERIOD14****ITEM_PERIOD15****ITEM_PERIOD16****ITEM_PERIOD17****ITEM_PERIOD18****ITEM_PERIOD19**Input information:**ITEM_PERIOD20****ITEM_PERIOD21****ITEM_PERIOD22****ITEM_PERIOD23****ITEM_PERIOD24****ITEM_PERIOD25****ITEM_PERIOD26****ITEM_PERIOD27**Input information:**ITEM_PERIOD28****ITEM_PERIOD29****ITEM_PERIOD30****ITEM_PERIOD31****ITEM_PERIOD32****ITEM_PERIOD33****ITEM_PERIOD34**Input information:**ITEM_PERIOD35****ITEM_PERIOD36****ITEM_PERIOD37**Input information:**ITEM_PERIOD38****ITEM_PERIOD39****ITEM_PERIOD40**Input information:**ITEM_PERIOD41****ITEM_PERIOD42****ITEM_PERIOD43**Input information:**ITEM_PERIOD44****ITEM_PERIOD45****ITEM_PERIOD46**Input information:**ITEM_PERIOD47****ITEM_PERIOD48****ITEM_PERIOD49****ITEM_PERIOD50****ITEM_PERIOD51****ITEM_PERIOD52**Input informationddd:**ITEM_PERIOD53****ITEM_PERIOD54****ITEM_PERIOD55****ITEM_PERIOD56****ITEM_PERIOD57**Input information:**ITEM_PERIOD58****ITEM_PERIOD59****ITEM_PERIOD60****ITEM_PERIOD61****ITEM_PERIOD62****ITEM_PERIOD63****ITEM_PERIOD64****ITEM_PERIOD65****SUBTITLE2**
Input information:";KJE.DefinitionText="**ITEM_PERIOD66****ITEM_PERIOD67****ITEM_PERIOD68****ITEM_PERIOD69****ITEM_PERIOD70****ITEM_PERIOD71****ITEM_PERIOD72****ITEM_PERIOD73**Payment Frequency Each item in your budget can be scheduled to be paid as follows:
Payment frequency Payment Will Happen Start of school year One payment at the start of the school year Semester 1 & 2 Two payments. One at the beginning of semester 1, the second at the beginning of semester 2. Semester 2 One payment at the beginning of semester 2. Monthly of school year A payment for each month of the school year, September through April School Expenses Tuition, textbooks, supplies and related materials, lab fees, library fees, photocopying and other related expenses. Food and Groceries Meal plan, groceries, eating out, snacks and other related expenses. Living Expenses Residence, electric, mobile phone, Internet, rent, phone, cable, childcare and other living expenses. Professional Fees Doctor, dentist, eye care, hair stylist, manicure/pedicure, masseuse/chiropractor, veterinarian, other. Entertainment and Travel Going out, movies, movie rental, CD's/DVD's, concerts, travel and other related expenses. Clothing Purchases, cleaning, repair and other related expenses. Loans Personal, credit cards and other related expenses. Contributions and Gifts Charity, church and other related expenses. Savings and Investments Savings towards short-term goals, savings towards long-term goals, other savings. Miscellaneous Membership dues, postage, health club, Christmas gifts, birthday gifts, any other expenses. Personal Toiletries Hair care products (shampoo, etc.), body care products (razors, etc.), facial care products (make-up, etc.), prescription drugs/vitamins and other related expenses. Transportation Bus/Train pass, car payments, gas/oil, licensing, visits home, insurance, maintenance and other related expenses. ";KJE.ReportText="Contributions and Income Scholarships, fellowships/grants, other aid (such as any loans), available savings, educational savings plans, family contributions, expected wages/tips, other income/assets. MESSAGE_TEXT
Your total expenses and income are summarized below:TABLE_HEADER MONTHLY_COLUMNS MONTHLY_EXPENSES MONTHLY_INCOME MONTHLY_TOTALS TABLE_FOOTERDetailed expenses
RESULTS_TABLE_EXPENSESDetailed income
RESULTS_TABLE_INCOME";